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As already mentioned at Amber we try to give advice to customers in a language they can understand and ensure they do not leave their appointment unsure of any aspects discussed. To try and help we have listed some of the terminology used within the industry. Select a word for an explanation of its meaning.

Advance
APR
Arrangement Fee
Booking Fee
Bridging Loan
Building Survey (formerly structual survey)
Buildings Insurance
Buy to Let
Capital
Capped Mortgage
Cash Back
Cat Standard Mortgage
CCJ
CHAPS
Charge
Completion
Contents Insurance
Contract
Conveyancer
Conveyancing
Convenants
Credit Scoring
Credit Search
Critical Illness cover
Decision in Principle
Decreasing Term Assurance
Default Notice
Disbursements
Discounted Rate
Early Repayment Period
Estate Agency Fees
Endowment Mortgage
Equity
Exchange of contracts
Fixed Rate
Fixtures
Flexible Mortgage
Freehold
Gazumping
Ground rent
Guarantor
Higher Lending Charge
HM Land Registry
Homebuyer survey and valuation
IFAs
Interest-only
Tenants
Key Facts Illustration
Land Registration Fee
Lease
Leasehold
Level Term Assurance
Libor
LTV
Local Authority Search
Mortgage
Mortgagee
Mortgage Deed
Mortgage Term
Negative Equity
Offer
Ombudsman
On Risk
Part and Part
Premium
Purchaser
Redemption
Redemption Administration Fee
Redemption Penalities
Registered Land
Reinstatement Value
Remortgage
Repayment Mortgage
Repossession
Retention
Searches
Second Charge
Security
Self-Certification
Self-Build Mortgage
Shared Ownership Mortgage
Solicitor
Stamp Duty
Standard Variable Rate (SVR)
Subject to Contract
Surveyor
Sum Assured
Tenants in Common
Tenure
Term
Title
Title Deeds
Title Searches
Transfer Deed
Transfer of Equity
Vendor

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
 

There will be a fee for mortgage advice, the amount will depend on your circumstances. A typical fee would be £349. 
Amber Mortgage Solutions is a trading style of Amber Finance Ltd, which is an Appointed Representative of Personal Touch Financial Services Limited which is authorised and
regulated by the Financial Services Authority.

Registered office 765 London Road, Westcliff-on-sea, Essex SS0 9SU.  Registered in England and Wales, company no: 06423453.
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